What Is Credit Consulting?
At TitanCredit.com, we have a thorough understanding of the laws that protect you. Additionally, we are experts at consulting you how to better manage your credit in an effort to increase your credit scores. We continually study the credit scoring models so we can assist our clients in making spending habit or other changes that can improve their scores, and keep their scores high so they can enjoy the benefit of good credit for a lifetime.

Equal Credit Opportunity Act - ECOA
Credit Repair Organizations Act - CROA
Fair and Accurate Credit Transaction Act
Fair Credit Reporting Act - FCRA
Fair Debt Collection Practices Act - FDCPA

These five laws were established to protect consumers' rights regarding your credit reports. Both the creditors and credit bureaus are legally obligated to follow these laws to insure that your credit is being reported accurately.

We are experts at improving your credit profile and increasing your FICO score by addressing inaccurately reported issues with accounts such as:

Inquiries Bankruptcies Incorrect Personal Info
ID Theft Foreclosures  Closed Accounts
Late Payments Child Support  Out-Dated Reporting
Collections Judgments  And More…
Charge Off's Student Loans    
Repossessions Tax Liens    

By assisting you in repairing your credit, your higher FICO score will help you enjoy lower costs on items such as:

  • Mortgage Loans
  • Lines of Credit
  • Business credit
  • Homeowner's insurance
  • Car Insurance
  • Car Loans
  • Personal Loans
  • Credit Cards
And even benefit from better Job Opportunities!